Quits
Loans between friends

Who owes whom and how much — all in one place

Record a loan, your friend confirms in one tap, and the bot politely reminds about the due date. All in Telegram — nothing to install.

Free48 languagesAny currency
Home screen: balance, who owes whom and upcoming repayments

How it works

The loan is recorded on both sides — nothing to argue about, and no more reminding about the debt yourself.

Creating a loan: amount, due date, interest and a note
01

Record a loan

Amount and due date, plus interest and a schedule if you need them. Your friend gets a request in Telegram and confirms in one tap.

A loan: what is left to repay and a payment awaiting confirmation
02

Payments are matched

Each payment counts once the other side confirms it. The bot reminds about the due date by itself.

A closed loan: a ticket stamped “Even”
03

You’re even!

The debt is repaid — the loan closes and stays in your history with a stamp. Enjoy the peace of mind.

Loans

Schedules, interest and receipts — if you want them

  • One due date, equal payments or your own dates
  • Interest is calculated automatically
  • A payment counts once the other side confirms it
  • You can attach a receipt or a transfer screenshot to a payment
A loan confirmation request with a repayment schedule
Trip expenses: who spent what and who owes whom
Shared expenses

Trips, dinners, weekends away — split it fairly

Everyone adds what they paid for. Quits works out who owes whom and how much.

  • Friends join with a link
  • Add the bot to your group chat — the summary appears right there
  • Split an expense between everyone or just some of the group
Lent items

Drill, tent, books — back on time

Write down what you lent a friend. They confirm they took it, and the bot reminds them to return it.

  • Up to 5 photos — no arguing about the item’s condition
  • A return date or “no due date”
  • Reminders the day before and on the due date
Items lent to friends with return dates

Your data is yours only

Only you and the other person see a loan. We don’t sell data, show ads or share anything with ad networks.

Privacy policy

Do I need to install anything?

No. Quits opens right in Telegram — just like a regular chat with a bot.

How much does it cost?

It’s free. If you like, you can support the project with Telegram Stars.

What if my friend isn’t on Telegram?

Save the loan as a personal record: only you see it, and you mark the repayment yourself.

Can I use another currency?

Yes, any. Loans in different currencies are shown separately on the home screen.

Record your first loan — it takes just half a minute!

Quits opens right in Telegram — loans, shared expenses and items in one place.